How to Decide on The Perfect Engagement Ring

One of the most memorable and important times of your life is going to be when you decide to propose. Of course, the first step is buying an engagement ring. This may be one of the most difficult decisions you will ever make. The best way to show your love is by making sure you are getting her the perfect ring. Chances are you are not a professional and don't know what to look for. Your best bet is to get advice from a jeweler.

As with any major purchase, there are several things to consider before making your choice. One is cost. Rings will vary in price, largely determined by the three C's: cut, color and carat. The cut of the diamond is the shape and effects the way the diamond sparkles when the light hits it. The color (and clarity) deals with the visual appearance of the diamond. The clearer the diamond, the more expensive it will be. The carat of the diamond is actually the size of the diamond, not the weight.

A jeweler can help you decide which diamond is affordable for your budget. If your budget is small, buying a diamond ring online can cut your purchase cost buy up to 85%. Keep in mind that many jewelers will allow the purchase and your ring to be used for trade-in value. If you can't afford the ring you feel she deserves, you can upgrade it later for a special anniversary gift.

You also might want to consider buying a pave design diamond ring. A pave is designed to appear as if it is entirely made of diamonds. These rings are more affordable than solitary settings and can save you up to 90%. The setting is another thing to consider. The setting can determine how the stately the ring will look when worn. For example, a bezel setting ring will appear to have a larger stone due to a thin band of metal that wraps around it. The precious metals used for the bands will also affect the cost. The most popular metals today are gold and platinum. Gold is more affordable than platinum, however, platinum is the stronger of the two and will show less damage over the years.

When picking out fine jewelry, such as an engagement ring, you should always request official certification. You should also seriously consider purchasing insurance. This will protect you against loss or theft. The insurance is very affordable but will vary from city to city. People in higher crime risk areas can expect to pay more. If you have your ring inscribed with a certification number, your insurance company is likely to give you a discount.

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Make it Perfect with the Style of Engagement Rings

When it comes time to popping the big question, I hope you have done your homework. I know that the more planning you put into something, the more opportunities you have for something to go wrong, but trust me: this is something you do not want to just ad-lib your way through. I have heard some great stories about proposals and I have heard some horror stories as well. Funny enough, many of the horror story proposals ended up not working out. You need to keep in mind that this is the most special day of her life. Whether she has told you or not, she has probably been dreaming about this day for a long time. I'm pretty sure her dream doesn't involve being asked over pizza and a six pack while watching ESPN, either. You want to do it right, you want to do all of it right, and that means making sure you select from the right style of engagement rings.

Yes, I said right style. Please don't tell me that you thought there was only one style to choose from. No two women are the same, something you have probably discovered over the years, and that means that not every woman is going to want the same style of diamond. So here's a quick course in not messing this up.

The most common diamond style that you're going to find is the perfect cut diamond. This isn't just hyperbole when they call it that. It is a precise number of cuts that maximizes the sparkle of a diamond. A quick survey of most married women's ring fingers will show you that cut of diamond. Thing is, you shouldn't be looking at their fingers. You should be looking at your girlfriend's fingers.

What style of cut does she like for other fine jewelry that she has? She may prefer a round cut, or an emerald cut, or a ruby cut, or a pear cut (do you see where I'm going with this?) so don't just buy a ring because you think it's the one she is supposed to have. If she doesn't wear a lot of rings, then ask her what she likes. If you're thinking about asking her to marry you, she's probably thinking about it too, and will tell you. Armed with this knowledge, now it's time to head down to your professional jeweler and select the right affordable ring with the right cut of diamond. You want this moment to be perfect, so make sure the ring is, as well.

Author Bio
James William Austin is a famous content writer and he is writing articles in all topics. This article is about Affordable Engagement Rings .

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